Sunshine Mortgage Solutions (SMS) Ltd is a UK based Company specialising in the Overseas Mortgage Market. We have the experience and knowledge of mortgage products in many countries across the world and are able to assist you with the arrangement and completion of your overseas finance. SMS Ltd have a selected panel of companies who in partnership with us are able to offer numerous money saving services in many aspects of your foreign property purchase. We assist residents, non-residents and relocating clients with finance in over 30 countries, specialising in France, Italy, Portugal, Spain and the USA. Our professionalism and personalised service has resulted in many clients referring our services to friends, family and work colleagues. Also, many IFA 's and UK brokers regularly refer clients to the services of SMS Ltd. We offer a 'No Fee - No Obligation' Mortgage quote and 'Pre-Approval' service for your overseas finance. SMS Ltd prides itself on the individual service we provide our clients as we recognise that no two investors’ requirements are the same.

Services Available:

Overseas Mortgages -
• No Fee - No Obligation Pre-qualification process
• Fully independent with access to the whole of the marketplace
• We have access to exclusive and semi exclusive products
• We use only trusted lenders
• We will chase lenders on your behalf
• Our strong relationship with lenders enables flexibility on their behalf and thus aids quicker completion of even the more difficult applications

Currency Exchange -
• Fixed Exchange rate for up to 2 years in advance
• Any currency exchanged
• Very competitive rates
• No transfer charges - unlike high street banks
• Your own Exchange Manager

Insurance -
• Holiday Home
• Travel

Property Search
• Developer Discounts
• Agent Searches